Attention homeowners in Aurora and Kendall County: Need an appraisal?
Check out the top 7 reasons IL homeowners order from Matrix Appraisal, Inc:
Own a home in or near Aurora, IL and need help deciding the value of it?
We at Matrix Appraisal, Inc understand the special needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Matrix Appraisal, Inc, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Matrix Appraisal, Inc, we're qualified in helping consumers just like you dismiss unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses close by. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Matrix Appraisal, Inc is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Matrix Appraisal, Inc can provide you with efficient appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Matrix Appraisal, Inc can We can assist you. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.